Risk Management

The Continuous Process of Identifying, Quantifying, and Minimizing Risk.

Every exposure, and virtually every aspect of your business, affects your total cost of risk. We use an integrated approach to assess and respond to risks affecting your operational and financial objectives.

An analytical framework is created using our GPS process, in-house loss prevention team, and claims consultants to proactively identify risk, determine response strategies, and monitor progress. By first assessing your operations we help you develop a proactive strategy for addressing the strategic, business, and hazard risks your organization faces.

Business Operations


  • Retrospective rating plans
  • Merger & acquisition due diligence
  • Privacy & data protection
  • Executive risk reviews

  • Disaster & continuity planning
  • Certificate management programs
  • Contractual risk transfer
  • Second-in-command training

"The greatest value that Gibson brings to Lake Michigan Mailers is their ability to see the whole board. I often tell customers we are playing chess, not checkers. Every piece on our board has a special function - it requires special attention. Gibson has the ability to see all the pieces on my board, and know how each piece works, and how each each piece works towards the goals that we have as a company."

David Rhoa, President of Lake Michigan Mailers

Risk Management Resources

Ask The Advisor: Premium Audit

 
 
 

Brian Souders, Risk Advisor at Gibson, discusses the premium audit process and why companies should consider taking a more proactive approach. 

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Lake Living Liability Self-Assessment

 

If you are the owner of a lake home, have you considered the hazards of living on the water? Take this self-assessment to determine if you have any gaps in your insurance coverage.

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Ask The Advisor: Preventing Workplace Harassment

 
 
 

Sheri Butler, Select HR Manager at Gibson, discusses workplace harassment - the risks it poses and strategies for prevention. 

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Ask The Advisor: Legalization Of Marijuana Use

 
 
 

Melissa Langley, Client Executive at Gibson, discusses the legalization of marijuana use and how to manage the risks it may bring to your workplace. 

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Ask The Advisor: Myth Of Multiple Brokers

 

Brandon Nettrouer, Risk Advisor at Gibson, discusses the myth of multiple brokers and how many businesses believe involving multiple brokers will get them the most competitive renewal. But it can actually have the opposite effect. 

Watch this video to learn more about the optimal approach in choosing a single broker, with a proven process and many resources, who will create the perfect carrier submission.

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Ask The Advisor: Analytics

In the past, companies interested in maximizing cash flow and controlling dollars through deductibles and self-insured retentions had to use a “gut check” approach. 

Watch this video to learn more about using an analytical approach to deductible selection and projecting losses creates cash flow benefits and avoids surprises. To achieve this, see what questions and conversations you should be having with your employees.

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2019 Safety & Health Calendar

Looking for ways to educate and engage your employees on safety & health topics throughout the year? Check out our 2019 Safety & Health Calendar.

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Ask The Advisor: The Perfect Submission Process

 
 

Chris Niezer, Risk Advisor at Gibson, discusses the risks associated with using a traditional quoting process for commercial insurance. As a former underwriter, Chris shares his insight about why a structured risk management process can better help your organization protect what matters most. 

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Ready to Get Started?

Speak with a Risk Management Expert Today.