3 min read

Safety Tips For Entertaining At Home

By Gibson on Nov 1, 2017 6:30:00 AM

Opening your home to friends and family can be a fun way to celebrate birthdays, holidays, and more. You want to provide your guests with an enjoyable experience, but you also want to make sure they stay safe while visiting. Taking a few extra measures while planning could save you and your guests from potential injury and liability. Before your next gathering at home, consider the following:

Topics: Personal Insurance & Risk Management
2 min read

Box Cutter Safety: At Work & At Home

By Gary Clark on Oct 30, 2017 6:30:00 AM

Box cutters and utility knives are useful tools we find at work and home. From the shipping and receiving department at a warehouse and a retail store’s stock room to an office resource room and even your own garage – box cutters and utility knives are used quite regularly in a variety of environments.

Though it seems simple and not nearly as dangerous as many other tools you may encounter, improper use of box cutters can still result in injury. We often overlook this risk. A little education can go a long way to stopping these preventable injuries at home and in the workplace.

Topics: Risk Management Personal Insurance & Risk Management
2 min read

Steer Clear Of Flood-Damaged Vehicles

By Gibson on Oct 23, 2017 6:30:00 AM

The damage and impact from the recent hurricanes has been devastating. As communities in Texas, Florida, and other areas work hard to cleanup and build, there are unfortunately people looking to take advantage of the situation. We often hear about home repair scams in the wake of disasters, but you should also keep an eye out for flood-damaged vehicles hitting the market.

Topics: Personal Insurance & Risk Management
2 min read

Home Fire Prevention: Every Second Counts

By Gibson on Oct 9, 2017 6:30:00 AM

“In a fire, seconds count. Seconds can mean the difference between residents of our community escaping safely from a fire or having their lives end in tragedy.” – National Fire Protection Association (NFPA)

Each October the NFPA hosts Fire Prevention Week. Though the topic is extremely important all year long, this week is a chance to reflect on your family’s fire prevention plans and make sure you’re doing what you can to stay safe.

The 2017 theme is “Every Second Counts: Plan 2 Ways Out!” to stress the importance of having an escape plan. According to a survey by NFPA, 75% of Americans do have a home escape plan. But unfortunately only one-third of Americans have developed AND practiced their plan.

Do you have a fire escape plan for your home? Have you practiced it? Consider these tips from the NFPA to keep your family safe:

Topics: Personal Insurance & Risk Management
2 min read

6 Tips For Fall Home Maintenance

By Gibson on Sep 20, 2017 6:30:00 AM

Don’t wait until cold weather strikes or snow begins to fall to prepare your home for the harsh effects of winter. Autumn is a critical time for home maintenance! Consider these 6 tips to help prepare your home and property for winter weather:

Topics: Personal Insurance & Risk Management
2 min read

Insuring Your Home-Based Business

By Gibson on Sep 11, 2017 6:30:00 AM

According to the Small Business Administration, more than half of all U.S. businesses are based out of an owner’s home. Just as with any other business, you want to be sure your home-based operation is properly protected from the unexpected. You have a quality homeowners policy so you’ll be covered, right? Not necessarily. Home-based businesses might not be covered through your homeowners insurance policy.

Topics: Personal Insurance & Risk Management Select Business Solutions
3 min read

6 Common Personal Insurance Misconceptions

By Gibson on Jul 24, 2017 6:30:00 AM

Premiums, deductibles, assets, claims…the list goes on. Whether you have a new policy or you’re taking a look at your existing ones, you probably have some questions about your coverage. Insurance is critical - it helps you protect what matters most. Therefore, it is important to understand what you are actually covered for and that you have the appropriate coverage. Don’t let these 6 common personal insurance misconceptions prevent you from having a strong personal risk management strategy:

Topics: Personal Insurance & Risk Management
3 min read

Tick Safety 101

By Gibson on Jul 12, 2017 6:30:00 AM

Tragedies involving Lyme disease have become all too common in recent years. And unfortunately Lyme disease is just one of the hazards brought by ticks.

When you’re gearing up to spend a day outdoors you often remember to pack sunscreen to prevent burns and water to stay hydrated, but are you thinking about ticks? Employers with outdoor workers - is your workforce at risk of exposure to ticks? Have you educated them on proper precautions?

For both outdoor workers and individuals simply enjoying some time outside, take time to review these important tick safety considerations:

Topics: Risk Management Personal Insurance & Risk Management
4 min read

Backyard Safety: Protect Your Family From These 6 Dangers

By Gibson on Jul 3, 2017 6:30:00 AM

From spring to fall, the backyard becomes one of the most popular places to be! Whether enjoying a cup of coffee and reading a book, going for a swim, jumping on the trampoline, or firing up the grill for some barbecue – the backyard provides a great place to enjoy the outdoors with family and friends. No matter how you prefer to enjoy your backyard oasis, don’t overlook these 6 backyard dangers. Take time to understand the risks and how you can help prevent injury or incident. Make sure you’re considering these as part of your personal risk management strategy to protect your family and home.

Topics: Personal Insurance & Risk Management
2 min read

Personal Risk Management: Bonfire Safety

By Gibson on Jun 19, 2017 6:30:00 AM

Whether it’s a camping adventure, gathering around a backyard fire for s’mores, or to keep you warm on a chilly evening – a bonfire can be a great way to enjoy the outdoors with family and friends!

Topics: Personal Insurance & Risk Management