Claims Consulting
Promoting the most effective handling and resolution of your claims.
Client Advocacy Through Claim File Audits
- Review and manage carrier claim file activities to reduce the length and cost of claims
- Evaluate open claim reserves and achieve reductions where justified
- Conduct a unit stat claims review to positively impact the experience modification factor
Evaluate Accident Trends and Contributing Causes of Loss
- Identify frequency and severity by incident rate per location
- Develop incident rate performance objectives by location
- Reveal leading loss contributors and loss trends by location, injury cause, injury type, and body part
- Provide information to Gibson’s Loss Prevention team to help prevent future occurrences
Control Premiums Through Experience Modification Analysis
- Identify achievable savings from the “controllable” mod
- Audit the experience mod for possible errors resulting in premium overcharges
- Project experience mod to show impact of certain types of losses on premium cost
Develop Policies & Procedures to Engage Your Employees
- Assist in the development of a transitional return-to-work program to return injured workers to productive employment
- Help with the creation of a drug testing policy to ensure your employees are not working under the influence
