For more information email
or call (800) 814-2122 |
Products & Services
Homeowners
Homeowners insurance provides financial protection against disasters. A policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Damage caused by most disasters is covered but there are exceptions. The most significant is damage caused by floods. Flood coverage must be purchased as a separate policy. Maintenance-related problems are the homeowners' responsibility.
A homeowners insurance policy includes four essential types of coverage. They include:
|
