Products & Services

Personal Risk Disclosur

Gibson Insurance Group does not charge any fees for placing your policy(ies).  Our compensation comes from the insurance company or companies writing your policy(ies) as commission which is determined by the insurer and is part of - but not in addition to - the premium you pay.  However, we may charge you fees for other professional services that you ask us to perform.

Gibson Insurance Group may also receive compensation through incentive arrangements with insurance companies with which we place business. Eligibility for and the amount of contingent compensation is based on pre-established thresholds that consider the overall profitability of the business we place with insurers and other factors.  This incentive compensation is not tied to any individual policyholder, and there is no meaningful method to determine the impact that any particular policy has on these payments.   Contingent commissions vary, but amount to approximately 1% of all premiums written through Gibson Insurance Group.