Products & Services

Life Insurance

There are many types of life insurance. We help you find the right option to meet your family's needs. Below are examples of the different types of life insurance products we offer.

Term life insurance provides economical coverage for a specified period of time, such as 10, 15, 20, 25 or 30 years. You choose the coverage period that suits your family’s needs, and term life insurance provides the coverage you need for a fraction of the cost of a permanent plan of life insurance, such as whole life or universal life.

Whole life insurance is a common type of life insurance coverage providing a face value death benefit for the entire or whole life of the insured, unless the insured should cancel or not pay premiums. There is a sense of security with this type of policy knowing it can’t be cancelled as long as you pay the premiums.

Universal life insurance is a combination of monthly term life insurance plus possible savings in an arrangement that provides some flexibility as to death benefits and premium payment.

As your needs change, the policy can change with you by allowing you to increase or decrease coverage. We can provide these life insurance coverages on an individual basis or as part of your corporate benefits package.