Products & Services

Cost Management

We take a multi-faceted approach to help you mitigate cost increases in your benefit plans:

Detailed Request for Proposal (RFP) process – ensures your goals, risk profile, and objectives are marketed to the carriers in the most advantageous way.

Zywave’s Plan Advisor underwriting/modeling tool – regular renewal projections throughout the plan year as well as plan modeling.

Latest strategies in cost containment – Gibson has implemented consumer driven healthcare plans for over 10% of our clients. We are also implementing these strategies with our own employees. In addition, the wellness program we designed for our employees was recently recognized by the Governor of Indiana.

Actuarial Support – a relationship with one of the nations' leading accredited actuarial firms allows us to go beyond the numbers to the implications, bringing depth, clarity, and context to the issues you’re facing like budgeting and forecasting, reserve and retiree liability determination, employee decision support tools and more.