Products & Services

Umbrella & Excess Liability

Umbrella and Excess insurance protects policyholders for claims in excess of the limits of their primary automobile, general liability, and workers’ compensation policies, and for some (although very few) claims which may be excluded on their primary policies.

Gibson can help you answer that very difficult question, “How much insurance is enough?” by analyzing your vulnerabilities and your risk volatility, enabling you to make a wise estimation of how much insurance is enough for your business.