Products & Services

Employment Practices Liability

Changes in federal and state laws, such as the Americans with Disabilities Act and the Civil Rights Act of 1991, resulted in increased consumer awareness of sexual harassment and discrimination in the workplace. Coverage is available for the liability and legal costs to defend claims involving sexual harassment, wrongful termination, and various forms of discrimination (race, age, gender, marital status, etc.), violation of whistle-blower statutes, violation of ADA or FCRA statutes.

Most policies provide limits ranging from as low as $25,000 per claim up to $1 million. In addition to assessing and insuring your risk in this area, Gibson’s experts will also provide risk management resources to give you confidence that you’ve selected a manageable self-insured retention amount.