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Insuring Your Luxury Home & Protecting Your Assets
REQUEST A REVIEW
Just as all homes are not created equal, neither are homeowners insurance policies. Recent studies show that most households have “outgrown” their current insurance policies and do not realize it.
Furthermore, most insurance companies cannot offer the necessary coverage to adequately protect high value homes.
Gibson represents top-rated insurance carriers such as Chubb and Cincinnati Insurance Companies, who specialize in products that protect the affluent client.
Protecting your valuable assets is our specialty. Gibson Insurance Group offers the following:
- Cashout Options for your home and personal property in the event of a total loss, enabling you the flexibility to decide if you want to rebuild your home. You are given the money and the decision is yours.
- All-Peril versus Named-Peril Policy
- Water Backup covers the replacement of your personal property and furnishings as well as structural damage. (Not many companies offer both.)
- Personal Umbrella provides excess liability insurance in $1 million increments to protect you and members of your household from damages for which you may be held responsible. The personal liability coverage available through a homeowners or automobile policy simply may not be enough.
- Guaranteed Replacement Cost which includes an accurate appraisal completed by a high-valued home expert.
- Identity Theft Coverage - We represent companies that assign you a customer advocate to restore your credit. We also include coverage for associated fees and lost wages.
- Agreed Value Settlement for Jewelry
- Domestic Workers' Compensation
- Kidnap/Ransom Coverage
- Yacht Policies
- Secondary/Vacation Homes
- Licensed In Every State
- Discounts – Multi-Policy, Hurricane Shutters, Central Burglar/Fire Alarms, Surveillance Cameras, etc.
- Builder’s Risk
- Priority Claims Handling
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Contact Me
If you are interested in obtaining further information on a comprehensive insurance program, please contact me. I will conduct a risk management audit of your current insurance policies (auto/home/liability) at no cost and with no obligation to you. You can think of it as a “second opinion”. I look forward to the opportunity to work with you soon!
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Learn how to save money on your automobile policy, subscribe to the quarterly newsletter which offers tips and solutions on managing your insurance costs.
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