It’s our business to understand your business.
We don’t stop at a basic understanding. We specialize. It stems from our philosophy that we are risk managers, not just insurance agents. This is a strategy which should be employed by any business concerned with long-term viability.
Our industry specializations provide access to products and carriers whose underwriting concentration are distinctive to your class of business.
Risk Management centers on protecting your valuable resources. In order to design the most appropriate, comprehensive, cost-effective program a complete understanding of your daily business operations, challenges and opportunities is essential.
Whether you’re a general or a specialty trade contractor, a successful construction business depends on the skilled performance of many experts. So does managing the risks inherent in the construction business. Gibson compliments your expertise with our specialization in construction insurance, bonding, and loss prevention.
Gibson’s integrated programs effectively put us on the job site with you. You can depend on us for: property & casualty program design, negotiation, placement and administration; contract review; certificate of insurance services; loss prevention and training programs; aggressive claims administration and analysis; surety bonding; and benefits programs for your employees and executives.
Our unique blend of industry resources and locally focused service provides effective risk management support for any contractor, large or small, local or national, commercial, institutional, industrial, or residential.
Wholesalers and Distributors
Gibson provides a complete line of loss prevention services and insurance coverage designed to minimize the exposures you face every day. From warehousing and material handling, operations to cargo transportation, Gibson understands your industry and provides the expertise and knowledge to design the coverage you need.
Municipalities and Public Entities
Municipalities, schools and other public entities are facing an unprecedented demand from their constituencies to provide more for less. Budget deficits, funding shortfalls, and resistance to tax increases have made managing the total cost of risk imperative in order to continue providing important services to the public.
Gibson’s public entity specialists are seasoned professionals. Skilled in defining effective solutions to the unique risk management and insurance challenges facing the public sector, we combine our substantial market access with strong relationships among insurance company underwriters to maximize the return on risk management investments. We add value through internal resources ranging from claims and loss prevention consulting services to cutting edge employee benefits solutions.
Gibson knows that operations and exposures are not the same from place to place. A cookie cutter approach won’t serve all manufacturing conditions. Needs may also change frequently. Our experienced manufacturing teams offer results: from safety programs and training to OSHA compliance. From property & casualty to employee benefits, Gibson is more than an insurance agent - we are your partner and advocate in the insurance industry.
We apply our Best Practices standards to independent audits, customized commercial insurance program development, expert consulting, professional support, and a variety of other services designed to affect your total cost of risk and directly impact your bottom line.
Located in America’s heartland, Gibson has good reason to maintain expertise and market resources in agribusiness. We are well versed in the needs of large poultry farming operations, produce growing and processing, orchard and vineyard operations, and the horticultural nursery stock industry.
We address the specific types and amounts of coverage required to protect against catastrophic loss; applying innovative solutions designed specifically for you.
From sawmill operations to furniture, cabinets, and other wood crafted products, Gibson has the knowledge and the relationships with carriers specially qualified to protect wood industry businesses from catastrophe.
Not only does the wood industry present special risks unique to it operations, but the demand to protect those risks in the most cost-effective manner is greater than ever as the wood industry faces new challenges imposed by a global marketplace.
Life Sciences and Technology
Selecting an insurance provider and risk management advisor is about more than evaluating coverage and rates. It’s about finding a team of professionals who understand your business and provide you with their valuable expertise.
Gibson has a team of professionals dedicated to servicing clients in the life sciences and technology industries. Our risk management process and insurance products are customized for each client’s unique business operation, ensuring you have the right level of protection to safeguard your research investment, intricate operations, and the key people within your organization.
Recreational Vehicle Industries
For decades Gibson has conducted business in the heart of America’s RV industry. We provide insurance products and risk management services to the manufacturers of motorized coaches, travel trailers, campers, manufactured housing, and recreational equipment as well as to the smaller entrepreneurial supplier of the industry’s latest component innovations.
Constantly changing, an industry on the move, RV manufacturing presents risk management challenges of substantial proportion. It demands the best of our experts’ advice and professional performance to assure stability in an unstable marketplace.