To some, Labor Day weekend signals the end of summer and the last hurrah. To others, it’s the beginning of the best time of the year. The temperature starts to drop, the leaves slowly change colors, and the aroma of burgers and beer fills the air. It’s football season!

For some, tailgating is nearly as important as the game itself. It has become an integral part of the game day ritual. But don’t get so caught up in the festivities that you forget about safety. Consider these tips to keep your tailgating safe so you can enjoy the game:

This week begins the National Highway Traffic Safety Administration’s “Drive Sober Or Get Pulled Over” national campaign, which continues through Labor Day. Summer is a time to take advantage of the weather, cookout, go to the beach, and enjoy time with family and friends. Unfortunately, during the summer, there is an increased number of alcohol related vehicle accidents.

Once your child turns 18, your ability to act on their behalf changes. Their medical history is no longer available and you cannot make medical decisions for them. Even if your child lives at home or is on your health insurance, a parent has no legal authority to make health care decisions nor do they have the right to obtain medical information due to the Privacy Rule of the Health Insurance Portability and Accountability Act (HIPAA).

At home, your family is exposed to the risks of robbery, fires, weather damage, and car accidents, among other things. When your young adult heads off to college, the same risks exist, even when they live on campus. It is important to understand your insurance policies to know what is covered and where there may be gaps.

Celebrating one of the nation's most historical holidays can be festive, but has the potential for risk. So we bring you a look at the 4th of July by the numbers with interesting statistics and facts. As with any holiday celebration, have fun and stay safe!

June is National Safety Month. While workplace and home safety are important every day of the year, the National Safety Council (NSC) specially focuses on safety during the month of June to help educate the public. Highlighting the following four themes throughout the month, the NSC aims to reduce the leading causes of injury and death – at home and in your workplace.

Most businesses wouldn’t think twice about investing in the safety of their employees while they are at work; however, if employees are your most valuable asset, shouldn’t you be concerned with their personal safety, risk management, and disaster preparedness?

With all the benefits of lakefront living right around the corner, it’s time to start thinking about parties, boating, and preparing your home for the season. Owning a lakefront home has more financial risks that need to be properly managed. Not only protecting the value of the home itself, but all your financial assets with the increased liability exposure.

Daylight Saving Time (DST) was created with the intention of giving people more time to either work or enjoy the sunlight during the summer months. So, every year, on the second Sunday in March, our clocks “spring forward” an hour. One hour might not seem like a big deal, but for many, the transition can be hard on our bodies and psyche.  

Have you made any New Year’s resolutions? Perhaps to go to the gym? Eat healthier? Your health and wellbeing are very important, but we’d also encourage you to consider some personal risk management resolutions this year!

Here are 4 suggestions to help you improve your risk management strategy this year: